Tou Vang
Attorney, elder law
Plans for care costs, files Medicaid applications, and handles powers of attorney and guardianship for parents.
Practice
Medicaid planning for care costs
Nursing homes and memory care can use up a couple’s savings in a few years. We plan how the cost is paid, protect what the law allows for the spouse at home, and file the application.
Planning before a move
Months or years ahead, we look at the house, the accounts and the options that still protect them.
A spending plan
When care starts, we show how money can be spent on the family’s needs without hurting eligibility.
The application
We gather five years of statements, prepare the application and answer the agency’s questions.
The spouse at home
We work out what income and savings the spouse keeps, and ask for more when the rules allow it.
Who handles it
Tou plans for care costs
Medicaid planning, asked often
Is it too late to plan once Mom is in a nursing home?
Not usually. Even after a move there are choices about spending and the house. Call before anything is sold or given away.
Will we lose the house?
Often not. A spouse or a dependent child living there usually protects it, and other options exist. The answer depends on who lives there and what’s in the plan.
What is the five-year look-back?
The agency reviews gifts and transfers in the five years before the application. We review the same period first so nothing surprises you.
Can you help my parent in another state?
Medicaid rules differ by state. We help families whose parent is in care here, and refer you if your parent lives elsewhere.
Plan for care with Tou
Bring a list of accounts, the house details and where your parent lives now.